NEW JOB OPENING
MORTGAGE UNDERWRITER
IN Minneapolis, MN, USA!

 

Date Posted: 03/03/2026
Hiring Organization: Rose International
Position Number: 497809
Industry: Financial Services
Job Title: Mortgage Underwriter
Job Location: Minneapolis, MN, USA, 55402
Work Model: Hybrid
Work Model Details: 4 days in office, 1 remote
Shift: Monday-Friday normal business hours.
Employment Type: Temporary
FT/PT: Full-Time
Estimated Duration (In months): 12
Min Hourly Rate($): 40.00
Max Hourly Rate($): 53.00
Must Have Skills/Attributes: Document Review, Mortgage, Underwriting
Experience Desired: Mortgage underwriting experience (5 yrs); Quality control and/or due diligence experience, (5 yrs)
Required Minimum Education: High School Diploma or equivalent
Preferred Education: Bachelor’s Degree

**C2C is not available**

 

Job Description
Job Id: 1464



Required Education:

• HS Diploma



Preferred Education:

• Bachelor’s Degree



Required Qualifications:

• 5+ years of mortgage underwriting experience

• Mortgage underwriting experience with the ability to ability to demonstrate self-sufficiency with accessing, processing and interpreting information.

• Ability to work independently, analyze data, take and recommend appropriate actions with minimal supervision.

• Quality control and/or due diligence experience

• Excellent written and oral communication skills



Preferred Qualifications:

• The ideal candidate will also have servicing knowledge including line management review and subordination requests, as well as experience with property and credit underwriting requirements of FNMA, FHLMC, Non-Agency Jumbo, FHA, VA, HELOC/HELOAN and other loan programs.



The purpose of this position is to support and influence business decisions in the home lending space. This role is expected to evaluate mortgage loan data and applicable documentation to determine eligibility, acceptability, and compliance with applicable state, federal and investor guidelines.



Responsibilities:

• Perform analysis on conventional conforming and Non-Agency Jumbo as well as HELOC/HELOAN loan data.

• Perform pre and post purchase due diligence reviews including preparing correspondence, deficiency clearing and additional tasks as necessary

• Analyze complex tax returns and accurately calculate income.

• Identify key loan factors impacting borrower eligibility, property eligibility, and credit qualification for complex or atypical financial profiles, collateral, and loan structures.

• Identify and summarize exception loans for escalation to leadership for business decision.

• Input data and notes into appropriate loan system.

• Maintain quality and production standards as set forth by management.

• Effectively communicate, orally, in writing, and via email, the decisions reached as to maintain positive working relationships with internal and external stakeholders.

• Ability to explain specific reasons for negative purchase decisions and recommend possible solutions.

• Collaborate with internal partners such as Risk, Product, Compliance, and Legal as necessary

• Provide support for Internal and External audit requests as well as internal control testing

• Work with leadership on credit policy updates including regular review of agency, competitor, and regulatory requirements for adoption
  • **Only those lawfully authorized to work in the designated country associated with the position will be considered.**

  • **Please note that all Position start dates and duration are estimates and may be reduced or lengthened based upon a client’s business needs and requirements.**


 

Benefits:
For information and details on employment benefits offered with this position, please visit here. Should you have any questions/concerns, please contact our HR Department via our secure website.

California Pay Equity:
For information and details on pay equity laws in California, please visit the State of California Department of Industrial Relations' website here.

Rose International is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, age, sex, sexual orientation, gender (expression or identity), national origin, arrest and conviction records, disability, veteran status or any other characteristic protected by law. Positions located in San Francisco and Los Angeles, California will be administered in accordance with their respective Fair Chance Ordinances.

If you need assistance in completing this application, or during any phase of the application, interview, hiring, or employment process, whether due to a disability or otherwise, please contact our HR Department.

Rose International has an official agreement (ID #132522), effective June 30, 2008, with the U.S. Department of Homeland Security, U.S. Citizenship and Immigration Services, Employment Verification Program (E-Verify). (Posting required by OCGA 13/10-91.).

 

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About Rose

  • Founded in 1993
  • Office Locations Across the U.S.
  • 150+ Clients: Corporations and Government Agencies
  • Employee Oriented Company
  • Challenging Assignments Across the U.S.
  • Continuous Professional Development

As a contractor, I have to say that Rose International was by far the best agency I have worked for.

Q'testdalir, Consultant

Each time I contacted Rose, I was completely satisfied with the great attention and customer service I received. Each person was extremely knowledgeable and patient with my concerns or questions.

Diana, Consultant

Rose International maintained good communication during assignments and are very informative through email and phone calls.

Sade, Consultant

Rose is an assembly of people grounded in honesty, truth and dignity for all of its employees and contractors.

Samba, Consultant

I have been very pleased with my experience with Rose International. Everyone that I encountered was very helpful and courteous.

Stephanie, Consultant

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